Choosing a mortgage may be the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.
A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over a fixed period of time together with accrued interest. There are many different types of mortgages and there will be one out there that best suits your requirements.
The complications come from the strings attached to the deal by mortgage lenders who want to make sure any money they lend is protected against falling property values and that a borrower can afford to keep up repayments on the loan.
We can find a mortgage product to suit your own individual requirements. Whether you are a first time buyer or wish to re-mortgage, we will endeavour to recommend a product to suit your needs. A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves.
If you’re going to make the most of your mortgage, you could minimise the amount of interest that you pay by using a mortgage advisor.
We do not normally charge a fee for mortgage advice however this will be dependent on your circumstances. If a fee is charged our typical fee is £ 250.
Cross Option Agreements
Buy To Let
Buy to Let has very much been the favoured type of investment over the last few years, but is can be difficult for newcomers.
We are experts in residential property throughout Hampshire. we will help you to Find your next residential property.
A second charge mortgage allows you to use any equity you have in your home as security against another loan.
Equity release allows you to access the money tied up in your home. You can take a tax-free cash lump sum or access flexible borrowing whether you're planning home improvements or supplementing your retirement income.
Home and Contents Insuranse
Home and contents insurance helps protect your possessions from loss, damage and theft. The right policy can cover the cost of replacing your contents if they are stolen or destroyed.
Whatever the reason it is important to ensure your family can maintain the standard of living to which they were accustomed.There are various types of life assurance policies.