Choosing a mortgage may be the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.

Equity release allows you to access the money tied up in your home. You can take a tax-free cash lump sum or access flexible borrowing whether you're planning home improvements or supplementing your retirement income.

Home and contents insurance helps protect your possessions from loss, damage and theft. The right policy can cover the cost of replacing your contents if they are stolen or destroyed.

Whatever the reason it is important to ensure your family can maintain the standard of living to which they were accustomed.There are various types of life assurance policies.